Did you know that the medical costs for a broken bone or infection range between $5000-$15000? International hospitals abroad are generally really expensive but are the only facilities that offer medical care at a similar level as your home country. You can never predict an accident and it’s not very likely to happen, but what if it does?
Something like that could change your life forever regardless of who’s fault is was or how it happened, that’s out of your hands. However, being properly insured with a good international health care insurance against such incidents is completely under own control.
There are many pros and cons and other things to consider when getting a proper health insurance. Therefore, we’ve created a list that will help you select the best insurance for a decent price.
Stay with me here and let’s get started.
How To Choose The Most Suitable Insurance Plan
When you cut the cord and decided to move abroad, one of the first things you want to do is research international health insurance policies. Going through policies can be a draining task but it’s important to determine what is covered, and what’s not. You’re not the one choosing to be in an accident or become sick but you’re the one choosing whether the costs for the treatment are covered or not. I don’t think you prefer to pay any medical bills out of your own pocket.
As you can imagine, there’s a huge number of large established international health insurance companies out there. So, how do you find the most suitable plan tailored to your personal needs?
We’ve created a list that will help you to dial down the number of possible insurance plans to a maximum of 2 or 3:
- It’s not uncommon for insurance providers to have different policies for older people. When you’re ~65 years of age, you might not be covered under the same plan as youngsters.
- Pre-existing conditions
- Depends on the conditions but it might not be covered
- Where are you located
- Most policies present different plans/prices for different regions or countries in the world.
- Individual or family plan
- There are different plans for individuals and families, take this into account.
- Insurance providers make a difference between different nationalities.